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How to Create a Monthly Spending Plan

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Developing a budget can seem impossible. That's why we've developed a 3 step process to help you create and implement a budget that will help you achieve your financial goals.

1. Determine your current income and spending.

  • Record your income and spending by category for the next 30 days.
  • Or, access the information for the past 30 days from your operating accounts (checking, savings, credit cards, etc.).
  • Assign each expense a category.

 2. Create your budget.

  • Download the monthly spending plan form.
  • Enter the category totals you gathered in step 1 in the “Actual From Register” column.
  • Now, watch this video on how to create your budget using this form.

 3. Live the budget.

  • Download the budget tool.
  • Now, watch this video on how to use this budget tool to live out your budget.

Documents

Download Budget Tools

Download Monthly Spending Plan

Download Tracking by Category